Last Updated: 01.01.2025
Zimnoch Financial Group, LLC (“Zimnoch Financial Group,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, store, and share your personal information when you visit or interact with https://zimnochfinancialgroup.com/ (“the Website”) or otherwise engage with our services.
By using our Website or providing personal information to us, you agree to the terms outlined in this Privacy Policy. If you do not agree with these terms, please do not use our Website or services.
1. Important Disclosures
- Registration and Affiliations
- Natalia M. Zimnoch is a Registered Representative and Investment Advisory Representative of, and offers securities, investment advisory services, and financial planning services through LifeMark Securities Corp., 400 West Metro Financial Center, Rochester, NY 14623, (585) 424-5672. Member FINRA/SIPC.
- Zimnoch Financial Group is not affiliated with LifeMark Securities Corp.
- Licensing
- Natalia M. Zimnoch holds the following securities licenses: Series 6, Series 63, and Series 65.
- Natalia Zimnoch is a Registered Investment Advisor. She is licensed to offer securities & investment advisory services in the following states: NY, FL, NV, & CA.
- Natalia Zimnoch is licensed to offer insurance products in: NY, NJ, CT, PA, FL, TX, MI, CO, CA, TN, NC, WA.
- California Insurance License #4260046
- Zimnoch Financial Group is licensed to offer insurance products in: NY, NJ, CT, PA, FL, TX, MI, CO (Pending). D/B/A Zimnoch Insurance Solutions in the State of California.
- No Offer Where Prohibited
Nothing on this Website should be interpreted as a solicitation to sell or offer to sell securities, insurance, or advisory services to any person in any jurisdiction where such an offer or solicitation would be unlawful.
2. How We Collect Your Personal Information
We collect personal information in various ways, including:
- Website Forms
When you fill out a “Contact Us” form, sign up for our newsletter, or otherwise submit information through our Website. - Cookies and Other Tracking Technologies
We use cookies, web beacons, and similar technologies to collect information about how you use our Website, including your IP address, browser type, and the pages you visit. For more information, see the “Cookies & Similar Technologies” section below. - Emails and Other Communications
When you send us emails or engage with our email communications (e.g., by clicking on links within emails). - Offline Interactions
We may also collect personal information from you during phone calls, in-person meetings, events, or other offline interactions. - Third-Party Sources
In some cases, we may receive information about you from third-party sources (e.g., referrals, lead-generation partners) with your explicit consent.
3. What Personal Information We Collect
Depending on how you interact with us, we may collect the following types of personal information:
- Contact Information: Name, email address, mailing address, phone number.
- Financial Information: When necessary for providing services (e.g., advisory or investment services), we may collect financial or other sensitive information.
- Identification Information: Date of birth, Social Security number (if needed for compliance or financial services).
- Technical Information: IP address, browser type, device identifiers, operating system, pages viewed, and the dates/times when you access our Website.
- Communication Preferences: Information about your preferences for receiving marketing or other communications.
- SMS/Phone Data: If you opt in to receive SMS/text messages from Zimnoch Financial Group, we collect and store your phone number.
4. How We Use Your Personal Information
We use your personal information for the following purposes:
- To Provide Our Services
- To respond to your inquiries and requests.
- To deliver financial planning, advisory, and investment services.
- To Improve User Experience
- To enhance and personalize your experience on our Website.
- To analyze Website traffic and usage patterns.
- Marketing Communications
- To send newsletters, updates, promotions, and other marketing communications (if you have opted in to receive such communications).
- You can opt out of these communications at any time by clicking “unsubscribe” in any marketing email or by contacting us directly.
- Legal and Compliance
- To meet our legal, regulatory, and compliance requirements under applicable federal, state, or local laws.
- To protect our rights, privacy, safety, or property.
- SMS Communications
- If you opt in to receive SMS updates and alerts, we will use your phone number to send text messages about appointments, notifications, or other relevant information.
- Standard message and data rates may apply. You can opt out at any time by replying “STOP.”
5. Data Retention
We retain your personal information only for as long as is necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, regulatory, accounting, or reporting requirements. When we no longer need your information, we securely delete or destroy it.
6. Your Rights
Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to:
- Access Your Information: Request access to the personal information we hold about you.
- Rectification: Request that we correct or update any inaccurate or incomplete personal information.
- Deletion (Right to be Forgotten): Request that we delete your personal information when it is no longer needed for the purposes for which it was collected.
- Withdraw Consent: Where we rely on your consent to process your personal information, you may withdraw that consent at any time.
- Opt-Out of Marketing: You can opt out of marketing communications at any time by clicking the “unsubscribe” link in any email or by contacting us directly.
To exercise these rights, please contact us using the information provided in the “Contact Us” section below. We will respond to your request in accordance with applicable laws.
7. Security Measures
We implement administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, please be aware that no method of data transmission or storage can be guaranteed to be 100% secure. We strive to protect your personal information but cannot guarantee its absolute security.
8. Cookies & Similar Technologies
We use cookies and similar tracking technologies to:
- Understand and Save User Preferences: For future visits and to compile aggregate data about site traffic and site interaction.
- Analytics: To analyze how our Website is used, enabling us to enhance your experience.
You can set your browser to refuse all or some browser cookies or to alert you when cookies are being sent. If you disable cookies, some features of our Website may not function properly.
9. SMS & Consent
Collection and Use of Phone Numbers
- We collect phone numbers via Website forms, in-person interactions, or upon your request to receive SMS communications.
- We do not sell or share phone numbers with any third party for marketing purposes.
Consent for Contact Us
- By submitting the “Contact Us” form, emailing us, or requesting information in person or online, you consent to Zimnoch Financial Group storing your submitted information to respond to your inquiry.
- You also consent to receiving SMS messages from Zimnoch Financial Group, LLC.
- Reply “STOP” to opt out.
- Reply “HELP” for support.
- Standard message and data rates may apply; messaging frequency may vary.
Obtaining Your Consent
We obtain your consent:
- Verbally, in person.
- In writing, via email, or via online forms.
- By you messaging us first or requesting information.
- From a third party or referral partner, with your permission.
You agree to receive conversational text messages from Zimnoch Financial Group, LLC. Message frequency may vary, and standard message and data rates may apply. For assistance, text “HELP” or visit https://zimnochfinancialgroup.com/. To opt out at any time, text “STOP.”
Standard Messaging Disclosures
- Messaging frequency may vary.
- Message and data rates may apply.
- You can opt out at any time by texting “STOP.”
- For assistance, text “HELP” or visit our Privacy Policy & Terms of Conditions.
10. Sharing Your Personal Information
- Affiliates and Third Parties: We do not sell your personal information. We only share your personal information with affiliates or third parties upon your explicit request or when necessary to provide our services (e.g., to process transactions, comply with regulatory requirements, or engage with service providers who assist us in our business operations).
- Legal Compliance: We may disclose your information when required by law or in response to valid requests by public authorities (e.g., a court or a government agency).
11. Children’s Privacy
Our Website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors without verifiable parental consent. If you believe we have collected information about a minor, please contact us, and we will take steps to delete such information.
12. Changes to This Privacy Policy
We reserve the right to modify or update this Privacy Policy at any time. If we make material changes, we will post the updated Privacy Policy on our Website with a new “Last Updated” date. Your continued use of our Website after any changes signifies your acceptance of the updated Privacy Policy.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or the personal information we hold about you, please contact us at:
Zimnoch Financial Group, LLC
Email: [email protected]
Phone: 631-760-7449
Website: https://zimnochfinancialgroup.com/
You may also send written correspondence to:
Zimnoch Financial Group, LLC
1909 Great Neck Road
Suite 200
Copiague, NY 11726
Thank you for trusting Zimnoch Financial Group, LLC with your personal information. We are committed to safeguarding your privacy and providing you with the highest quality financial services.
Last Updated: 01.01.2025
Additional Disclaimer re: SMS
Zimnoch Financial Group, LLC, its members, and its affiliates do not sell your personal information. We will never sell your personal information, and we do not share your personal information for any purposes unless explicitly requested by you, the client, or prospective client by way of a fillable form, request to be introduced or connected with one of our affiliates or business partners either directly, verbally, or in writing. SMS opt-in or phone numbers for the purpose of SMS are not being shared with any third party and affiliate company for marketing purposes.
Consent for Contact Us:
I consent to Zimnoch Financial Group storing my submitted information so they can respond to my inquiry. I consent to receive SMS from Zimnoch Financial Group, LLC. Reply STOP to opt-out; Reply HELP for support; Message and data rates apply; Messaging frequency may vary. Visit [Privacy Policy & Terms of Conditions] for our Privacy Policy and Terms of Conditions.
We obtain your consent verbally, in person, in writing, via e-mail, via consent or contact us request form, by messaging us first, from a 3rd party, or by asking. You agree to receive conversational text messages from Zimnoch Financial Group, LLC. Message frequency varies. Message and data rates may apply. For assistance, text HELP or visit our website at https://zimnochfinancialgroup.com/. To opt-out at any time, text STOP. Visit https://zimnochfinancialgroup.com/privacy-policy/ for privacy policy and https://zimnochfinancialgroup.com/privacy-policy/ for Terms of Service.
Standard messaging disclosures: Messaging frequency may vary. Message and data rates may apply. You can opt-out at any time by texting “STOP.” For assistance, text “HELP” or visit our [Privacy Policy & Terms of Conditions].